Call reports 2003
FIRST NATIONAL BANK OF HINCKLEY — 2003
What FIRST NATIONAL BANK OF HINCKLEY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 4,627,000 | 5,928,000 |
| Total loans | 4,260,000 | 5,302,000 |
| Allowance for loan losses | 39,000 | 53,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 661,000 | 1,943,000 |
| Interest-bearing deposits | 454,000 | 1,300,000 |
| Noninterest-bearing deposits | 207,000 | 643,000 |
| Equity capital | 3,966,000 | 3,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 60,000 | 150,000 |
| Interest expense | 1,000 | 5,000 |
| Net interest income | 59,000 | 145,000 |
| Noninterest income | 1,000 | 3,000 |
| Noninterest expense | 55,000 | 111,000 |
| Provision for loan losses | 39,000 | 53,000 |
| Pretax income | -34,000 | -16,000 |
| Income tax | 0 | 0 |
| Net income | -34,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 3,966,000 | 3,984,000 |
| Total capital | 4,005,000 | 4,037,000 |
| Risk-weighted assets | 3,917,000 | 4,779,000 |