Call reports 2026
BANKMIAMI — 2026
What BANKMIAMI reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 279,318,000 | 317,852,000 |
| Total loans | 76,832,000 | 99,395,000 |
| Allowance for loan losses | 691,000 | 894,000 |
| Securities available for sale | 5,190,000 | 10,547,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 242,056,000 | 280,849,000 |
| Interest-bearing deposits | 211,207,000 | 238,352,000 |
| Noninterest-bearing deposits | 30,849,000 | 42,497,000 |
| Equity capital | 35,288,000 | 34,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,452,000 | 5,818,000 |
| Interest expense | 1,067,000 | 2,631,000 |
| Net interest income | 1,385,000 | 3,187,000 |
| Noninterest income | 73,000 | 122,000 |
| Noninterest expense | 1,989,000 | 4,145,000 |
| Provision for loan losses | 13,000 | 215,000 |
| Pretax income | -604,000 | -1,173,000 |
| Income tax | -130,000 | -252,000 |
| Net income | -474,000 | -921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,086,000 | 33,642,000 |
| Total capital | 34,923,000 | 34,744,000 |
| Risk-weighted assets | 94,054,000 | 116,848,000 |