Call reports 2014
GALENA STATE BANK AND TRUST COMPANY — 2014
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 282,924,000 | 297,298,000 | 293,441,000 | 291,623,000 |
| Total loans | 182,758,000 | 181,017,000 | 180,658,000 | 183,789,000 |
| Allowance for loan losses | 1,716,000 | 1,553,000 | 1,501,000 | 1,531,000 |
| Securities available for sale | 60,988,000 | 79,734,000 | 79,687,000 | 76,388,000 |
| Securities held to maturity | 16,558,000 | 16,604,000 | 16,293,000 | 16,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,682,000 | 257,029,000 | 252,704,000 | 233,605,000 |
| Interest-bearing deposits | 198,125,000 | 213,597,000 | 206,801,000 | 190,948,000 |
| Noninterest-bearing deposits | 46,557,000 | 43,432,000 | 45,903,000 | 42,657,000 |
| Equity capital | 25,222,000 | 25,769,000 | 25,778,000 | 25,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,461,000 | 8,113,000 | 10,880,000 |
| Interest expense | 410,000 | 807,000 | 1,194,000 | 1,520,000 |
| Net interest income | 2,278,000 | 4,654,000 | 6,919,000 | 9,360,000 |
| Noninterest income | 545,000 | 1,290,000 | 1,828,000 | 2,679,000 |
| Noninterest expense | 1,895,000 | 3,703,000 | 5,600,000 | 7,627,000 |
| Provision for loan losses | -262,000 | -482,000 | -534,000 | -599,000 |
| Pretax income | 1,120,000 | 2,689,000 | 3,681,000 | 5,152,000 |
| Income tax | 319,000 | 815,000 | 1,084,000 | 1,535,000 |
| Net income | 801,000 | 1,874,000 | 2,597,000 | 3,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,534,000 | 25,860,000 | 25,838,000 | 26,111,000 |
| Total capital | 27,253,000 | 27,414,000 | 27,342,000 | 27,644,000 |
| Risk-weighted assets | 199,937,000 | 203,973,000 | 198,893,000 | 206,458,000 |