Call reports 2013
GALENA STATE BANK AND TRUST COMPANY — 2013
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 294,484,000 | 290,388,000 | 296,383,000 | 290,457,000 |
| Total loans | 170,436,000 | 169,480,000 | 177,652,000 | 183,875,000 |
| Allowance for loan losses | 1,856,000 | 1,759,000 | 1,872,000 | 1,916,000 |
| Securities available for sale | 98,357,000 | 93,283,000 | 87,708,000 | 73,958,000 |
| Securities held to maturity | 7,710,000 | 7,748,000 | 7,674,000 | 16,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,000,000 | 245,324,000 | 252,691,000 | 244,505,000 |
| Interest-bearing deposits | 196,997,000 | 200,561,000 | 206,835,000 | 195,018,000 |
| Noninterest-bearing deposits | 38,003,000 | 44,763,000 | 45,856,000 | 49,487,000 |
| Equity capital | 27,248,000 | 25,772,000 | 25,044,000 | 24,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,829,000 | 5,570,000 | 8,228,000 | 10,921,000 |
| Interest expense | 547,000 | 1,056,000 | 1,549,000 | 1,996,000 |
| Net interest income | 2,282,000 | 4,514,000 | 6,679,000 | 8,925,000 |
| Noninterest income | 927,000 | 1,433,000 | 2,135,000 | 2,991,000 |
| Noninterest expense | 1,909,000 | 3,671,000 | 5,725,000 | 8,332,000 |
| Provision for loan losses | -142,000 | -330,000 | 192,000 | 232,000 |
| Pretax income | 1,889,000 | 3,312,000 | 3,623,000 | 4,103,000 |
| Income tax | 619,000 | 1,061,000 | 1,048,000 | 1,126,000 |
| Net income | 1,270,000 | 2,251,000 | 2,575,000 | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,260,000 | 26,245,000 | 25,821,000 | 25,478,000 |
| Total capital | 28,123,000 | 28,009,000 | 27,697,000 | 27,398,000 |
| Risk-weighted assets | 193,092,000 | 193,692,000 | 201,211,000 | 204,103,000 |