Call reports 2012
GALENA STATE BANK AND TRUST COMPANY — 2012
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 289,740,000 | 309,515,000 | 295,222,000 | 295,227,000 |
| Total loans | 167,353,000 | 169,957,000 | 174,107,000 | 176,840,000 |
| Allowance for loan losses | 1,854,000 | 1,808,000 | 1,932,000 | 2,031,000 |
| Securities available for sale | 85,801,000 | 102,260,000 | 97,439,000 | 93,400,000 |
| Securities held to maturity | 7,768,000 | 7,760,000 | 7,631,000 | 7,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,781,000 | 257,800,000 | 247,334,000 | 245,554,000 |
| Interest-bearing deposits | 201,991,000 | 215,382,000 | 206,996,000 | 196,352,000 |
| Noninterest-bearing deposits | 43,789,000 | 42,418,000 | 40,338,000 | 49,202,000 |
| Equity capital | 25,696,000 | 26,153,000 | 27,147,000 | 27,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,097,000 | 5,922,000 | 8,881,000 | 11,646,000 |
| Interest expense | 672,000 | 1,320,000 | 1,950,000 | 2,542,000 |
| Net interest income | 2,425,000 | 4,602,000 | 6,931,000 | 9,104,000 |
| Noninterest income | 588,000 | 1,239,000 | 1,942,000 | 3,310,000 |
| Noninterest expense | 1,785,000 | 3,564,000 | 5,458,000 | 7,400,000 |
| Provision for loan losses | 24,000 | -78,000 | 309,000 | 564,000 |
| Pretax income | 552,000 | 2,234,000 | 3,577,000 | 4,901,000 |
| Income tax | 115,000 | 648,000 | 1,053,000 | 1,448,000 |
| Net income | 437,000 | 1,586,000 | 2,524,000 | 3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,453,000 | 25,107,000 | 25,550,000 | 25,985,000 |
| Total capital | 26,315,000 | 26,926,000 | 27,488,000 | 28,027,000 |
| Risk-weighted assets | 192,569,000 | 198,940,000 | 196,194,000 | 197,379,000 |