Call reports 2011
GALENA STATE BANK AND TRUST COMPANY — 2011
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 275,807,000 | 296,318,000 | 294,299,000 | 290,655,000 |
| Total loans | 155,975,000 | 155,068,000 | 159,939,000 | 170,888,000 |
| Allowance for loan losses | 2,278,000 | 2,076,000 | 1,956,000 | 1,835,000 |
| Securities available for sale | 87,186,000 | 87,551,000 | 104,453,000 | 91,179,000 |
| Securities held to maturity | 9,386,000 | 9,364,000 | 9,223,000 | 9,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,448,000 | 257,413,000 | 255,006,000 | 243,637,000 |
| Interest-bearing deposits | 208,720,000 | 221,665,000 | 218,145,000 | 201,300,000 |
| Noninterest-bearing deposits | 30,728,000 | 35,748,000 | 36,861,000 | 42,337,000 |
| Equity capital | 24,100,000 | 25,116,000 | 25,994,000 | 25,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,116,000 | 6,343,000 | 9,431,000 | 12,567,000 |
| Interest expense | 868,000 | 1,706,000 | 2,496,000 | 3,240,000 |
| Net interest income | 2,248,000 | 4,637,000 | 6,935,000 | 9,327,000 |
| Noninterest income | 517,000 | 476,000 | 580,000 | 2,164,000 |
| Noninterest expense | 1,782,000 | 3,411,000 | 5,123,000 | 7,707,000 |
| Provision for loan losses | 456,000 | 22,000 | -413,000 | -132,000 |
| Pretax income | 809,000 | 2,479,000 | 3,815,000 | 5,468,000 |
| Income tax | 230,000 | 786,000 | 1,181,000 | 1,696,000 |
| Net income | 579,000 | 1,693,000 | 2,634,000 | 3,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,403,000 | 23,972,000 | 24,368,000 | 24,511,000 |
| Total capital | 25,575,000 | 26,065,000 | 26,336,000 | 26,354,000 |
| Risk-weighted assets | 173,642,000 | 179,064,000 | 181,804,000 | 197,602,000 |