Call reports 2010
GALENA STATE BANK AND TRUST COMPANY — 2010
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 287,495,000 | 283,038,000 | 289,558,000 | 278,353,000 |
| Total loans | 160,141,000 | 159,706,000 | 159,530,000 | 159,322,000 |
| Allowance for loan losses | 1,466,000 | 1,543,000 | 1,743,000 | 1,812,000 |
| Securities available for sale | 103,642,000 | 99,630,000 | 92,083,000 | 91,032,000 |
| Securities held to maturity | 5,690,000 | 5,597,000 | 9,420,000 | 9,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,621,000 | 243,964,000 | 250,749,000 | 236,647,000 |
| Interest-bearing deposits | 226,589,000 | 218,842,000 | 227,067,000 | 210,696,000 |
| Noninterest-bearing deposits | 24,032,000 | 25,122,000 | 23,682,000 | 25,951,000 |
| Equity capital | 22,834,000 | 24,144,000 | 24,917,000 | 24,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,426,000 | 6,823,000 | 10,118,000 | 13,354,000 |
| Interest expense | 1,176,000 | 2,269,000 | 3,269,000 | 4,220,000 |
| Net interest income | 2,250,000 | 4,554,000 | 6,849,000 | 9,134,000 |
| Noninterest income | 706,000 | 1,381,000 | 2,052,000 | 3,436,000 |
| Noninterest expense | 1,569,000 | 3,103,000 | 4,640,000 | 6,237,000 |
| Provision for loan losses | -153,000 | 48,000 | 287,000 | 1,041,000 |
| Pretax income | 1,575,000 | 2,955,000 | 4,255,000 | 5,573,000 |
| Income tax | 529,000 | 943,000 | 1,365,000 | 1,683,000 |
| Net income | 1,046,000 | 2,012,000 | 2,890,000 | 3,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,059,000 | 22,627,000 | 23,114,000 | 23,370,000 |
| Total capital | 23,562,000 | 24,190,000 | 24,867,000 | 25,194,000 |
| Risk-weighted assets | 168,573,000 | 165,991,000 | 169,019,000 | 174,113,000 |