Call reports 2009
GALENA STATE BANK AND TRUST COMPANY — 2009
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,476,000 | 231,655,000 | 288,501,000 | 291,412,000 |
| Total loans | 133,279,000 | 130,352,000 | 173,708,000 | 166,388,000 |
| Allowance for loan losses | 1,782,000 | 1,711,000 | 1,897,000 | 1,989,000 |
| Securities available for sale | 73,876,000 | 74,415,000 | 89,723,000 | 87,909,000 |
| Securities held to maturity | 6,063,000 | 6,019,000 | 5,845,000 | 5,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,698,000 | 196,034,000 | 244,292,000 | 253,073,000 |
| Interest-bearing deposits | 177,693,000 | 178,606,000 | 219,797,000 | 225,790,000 |
| Noninterest-bearing deposits | 16,005,000 | 17,428,000 | 24,495,000 | 27,283,000 |
| Equity capital | 17,117,000 | 17,798,000 | 22,096,000 | 22,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,984,000 | 6,119,000 | 9,860,000 | 13,389,000 |
| Interest expense | 1,313,000 | 2,610,000 | 4,080,000 | 5,356,000 |
| Net interest income | 1,671,000 | 3,509,000 | 5,780,000 | 8,033,000 |
| Noninterest income | 817,000 | 1,517,000 | 2,914,000 | 4,864,000 |
| Noninterest expense | 1,295,000 | 2,594,000 | 4,498,000 | 5,968,000 |
| Provision for loan losses | 60,000 | 685,000 | 1,158,000 | 2,972,000 |
| Pretax income | 1,338,000 | 2,067,000 | 3,495,000 | 4,414,000 |
| Income tax | 433,000 | 649,000 | 1,115,000 | 1,371,000 |
| Net income | 905,000 | 1,418,000 | 2,380,000 | 3,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,709,000 | 17,222,000 | 20,734,000 | 21,408,000 |
| Total capital | 18,521,000 | 18,962,000 | 22,661,000 | 23,436,000 |
| Risk-weighted assets | 149,563,000 | 154,469,000 | 168,972,000 | 175,771,000 |