Call reports 2007
GALENA STATE BANK AND TRUST COMPANY — 2007
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 214,425,000 | 208,853,000 | 229,874,000 | 215,329,000 |
| Total loans | 156,687,000 | 152,043,000 | 150,622,000 | 144,630,000 |
| Allowance for loan losses | 2,031,000 | 2,032,000 | 1,992,000 | 1,830,000 |
| Securities available for sale | 45,116,000 | 44,161,000 | 56,171,000 | 55,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,912,000 | 178,110,000 | 196,606,000 | 177,040,000 |
| Interest-bearing deposits | 162,354,000 | 161,070,000 | 179,037,000 | 157,863,000 |
| Noninterest-bearing deposits | 16,558,000 | 17,040,000 | 17,569,000 | 19,177,000 |
| Equity capital | 18,965,000 | 15,717,000 | 16,804,000 | 18,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,603,000 | 9,982,000 | 13,370,000 |
| Interest expense | 1,640,000 | 3,309,000 | 5,121,000 | 6,824,000 |
| Net interest income | 1,665,000 | 3,294,000 | 4,861,000 | 6,546,000 |
| Noninterest income | 436,000 | 938,000 | 1,525,000 | 2,168,000 |
| Noninterest expense | 1,171,000 | 2,326,000 | 3,467,000 | 4,620,000 |
| Provision for loan losses | -10,000 | 1,764,000 | 1,728,000 | 1,582,000 |
| Pretax income | 940,000 | 194,000 | 1,243,000 | 2,565,000 |
| Income tax | 286,000 | -65,000 | 251,000 | 670,000 |
| Net income | 654,000 | 259,000 | 992,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,635,000 | 15,733,000 | 16,466,000 | 17,377,000 |
| Total capital | 20,682,000 | 17,749,000 | 18,478,000 | 19,233,000 |
| Risk-weighted assets | 163,785,000 | 161,236,000 | 164,934,000 | 156,581,000 |