Call reports 2001
GALENA STATE BANK AND TRUST COMPANY — 2001
What GALENA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 163,413,000 | 172,691,000 | 184,313,000 | 174,005,000 |
| Total loans | 121,721,000 | 122,811,000 | 115,922,000 | 114,913,000 |
| Allowance for loan losses | 1,286,000 | 1,326,000 | 1,342,000 | 1,296,000 |
| Securities available for sale | 25,747,000 | 31,262,000 | 36,059,000 | 38,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,764,000 | 134,684,000 | 145,147,000 | 131,851,000 |
| Interest-bearing deposits | 115,901,000 | 122,977,000 | 135,297,000 | 120,169,000 |
| Noninterest-bearing deposits | 8,863,000 | 11,707,000 | 9,850,000 | 11,682,000 |
| Equity capital | 12,414,000 | 12,413,000 | 12,821,000 | 13,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 6,124,000 | 9,247,000 | 12,253,000 |
| Interest expense | 1,804,000 | 3,627,000 | 5,489,000 | 7,138,000 |
| Net interest income | 1,246,000 | 2,497,000 | 3,758,000 | 5,115,000 |
| Noninterest income | 246,000 | 516,000 | 878,000 | 1,398,000 |
| Noninterest expense | 732,000 | 1,503,000 | 2,278,000 | 3,081,000 |
| Provision for loan losses | 81,000 | 159,000 | 197,000 | 167,000 |
| Pretax income | 679,000 | 1,351,000 | 2,330,000 | 3,477,000 |
| Income tax | 244,000 | 485,000 | 845,000 | 1,254,000 |
| Net income | 435,000 | 866,000 | 1,485,000 | 2,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,908,000 | 11,840,000 | 12,212,000 | 12,702,000 |
| Total capital | 13,194,000 | 13,166,000 | 13,554,000 | 13,998,000 |
| Risk-weighted assets | 118,033,000 | 120,825,000 | 118,272,000 | 117,528,000 |