Call reports 2001
FARMERS STATE BANK OF SILVER CREEK — 2001
What FARMERS STATE BANK OF SILVER CREEK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,446,000 | 12,629,000 | 13,703,000 | 14,856,000 |
| Total loans | 8,251,000 | 10,068,000 | 11,069,000 | 12,055,000 |
| Allowance for loan losses | 203,000 | 208,000 | 214,000 | 204,000 |
| Securities available for sale | 215,000 | 410,000 | 104,000 | 101,000 |
| Securities held to maturity | 2,046,000 | 1,546,000 | 1,296,000 | 996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,078,000 | 11,129,000 | 11,635,000 | 11,974,000 |
| Interest-bearing deposits | 9,321,000 | 9,366,000 | 9,728,000 | 9,584,000 |
| Noninterest-bearing deposits | 1,757,000 | 1,764,000 | 1,907,000 | 2,390,000 |
| Equity capital | 1,222,000 | 1,268,000 | 1,311,000 | 1,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 511,000 | 792,000 | 1,072,000 |
| Interest expense | 109,000 | 211,000 | 315,000 | 406,000 |
| Net interest income | 144,000 | 300,000 | 477,000 | 666,000 |
| Noninterest income | 22,000 | 44,000 | 66,000 | 91,000 |
| Noninterest expense | 124,000 | 232,000 | 343,000 | 495,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 15,000 |
| Pretax income | 39,000 | 106,000 | 191,000 | 247,000 |
| Income tax | 0 | 18,000 | 59,000 | 76,000 |
| Net income | 39,000 | 88,000 | 132,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,219,000 | 1,268,000 | 1,311,000 | 1,213,000 |
| Total capital | 1,323,000 | 1,387,000 | 1,437,000 | 1,353,000 |
| Risk-weighted assets | 8,255,000 | 9,411,000 | 10,007,000 | 11,163,000 |