Call reports 2025
ARROW BANK NATIONAL ASSOCIATION — 2025
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,440,208,000 | 4,405,726,000 | 4,575,497,000 | 4,421,213,000 |
| Total loans | 3,416,868,000 | 3,424,754,000 | 3,442,009,000 | 3,453,094,000 |
| Allowance for loan losses | 37,771,000 | 34,191,000 | 34,176,000 | 34,322,000 |
| Securities available for sale | 445,743,000 | 447,678,000 | 485,583,000 | 495,868,000 |
| Securities held to maturity | 97,491,000 | 70,827,000 | 62,744,000 | 66,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,968,192,000 | 3,929,526,000 | 4,100,337,000 | 3,939,998,000 |
| Interest-bearing deposits | 3,270,818,000 | 3,192,991,000 | 3,329,323,000 | 3,217,624,000 |
| Noninterest-bearing deposits | 697,374,000 | 736,535,000 | 771,014,000 | 722,374,000 |
| Equity capital | 404,472,000 | 408,416,000 | 415,635,000 | 429,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 50,354,000 | 101,919,000 | 155,504,000 | 210,101,000 |
| Interest expense | 18,840,000 | 37,710,000 | 57,005,000 | 76,299,000 |
| Net interest income | 31,514,000 | 64,209,000 | 98,499,000 | 133,802,000 |
| Noninterest income | 7,524,000 | 15,032,000 | 23,350,000 | 31,743,000 |
| Noninterest expense | 26,053,000 | 51,558,000 | 76,841,000 | 102,651,000 |
| Provision for loan losses | 5,019,000 | 5,613,000 | 6,429,000 | 7,274,000 |
| Pretax income | 8,254,000 | 22,480,000 | 38,978,000 | 56,133,000 |
| Income tax | 1,874,000 | 5,071,000 | 8,823,000 | 11,902,000 |
| Net income | 6,380,000 | 17,409,000 | 30,155,000 | 44,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 399,069,000 | 400,243,000 | 405,145,000 | 414,384,000 |
| Total capital | 438,162,000 | 435,719,000 | 440,661,000 | 449,958,000 |
| Risk-weighted assets | 3,129,465,000 | 3,107,588,000 | 3,078,838,000 | 3,152,810,000 |