Call reports 2022
ARROW BANK NATIONAL ASSOCIATION — 2022
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,286,032,000 | 3,126,425,000 | 3,323,127,000 | 3,125,180,000 |
| Total loans | 2,119,680,000 | 2,228,960,000 | 2,291,134,000 | 2,304,265,000 |
| Allowance for loan losses | 19,732,000 | 20,446,000 | 21,519,000 | 21,953,000 |
| Securities available for sale | 429,647,000 | 433,389,000 | 427,216,000 | 422,911,000 |
| Securities held to maturity | 170,364,000 | 157,879,000 | 158,162,000 | 153,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,957,370,000 | 2,796,706,000 | 2,993,979,000 | 2,792,798,000 |
| Interest-bearing deposits | 2,326,301,000 | 2,149,188,000 | 2,294,638,000 | 2,139,827,000 |
| Noninterest-bearing deposits | 631,069,000 | 647,518,000 | 699,341,000 | 652,971,000 |
| Equity capital | 280,072,000 | 277,754,000 | 267,371,000 | 271,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 22,272,000 | 46,014,000 | 71,920,000 | 99,755,000 |
| Interest expense | 713,000 | 1,757,000 | 4,154,000 | 8,190,000 |
| Net interest income | 21,559,000 | 44,257,000 | 67,766,000 | 91,565,000 |
| Noninterest income | 7,751,000 | 15,356,000 | 23,105,000 | 30,305,000 |
| Noninterest expense | 16,508,000 | 34,137,000 | 52,842,000 | 71,008,000 |
| Provision for loan losses | 447,000 | 1,421,000 | 2,782,000 | 3,748,000 |
| Pretax income | 12,355,000 | 24,055,000 | 35,247,000 | 47,114,000 |
| Income tax | 2,788,000 | 5,415,000 | 7,823,000 | 10,428,000 |
| Net income | 9,567,000 | 18,640,000 | 27,424,000 | 36,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 277,769,000 | 282,313,000 | 286,945,000 | 292,134,000 |
| Total capital | 298,597,000 | 303,958,000 | 309,692,000 | 315,458,000 |
| Risk-weighted assets | 2,042,684,000 | 2,156,763,000 | 2,198,468,000 | 2,209,688,000 |