Call reports 2019
ARROW BANK NATIONAL ASSOCIATION — 2019
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,424,942,000 | 2,442,443,000 | 2,526,366,000 | 2,564,325,000 |
| Total loans | 1,773,603,000 | 1,811,726,000 | 1,848,372,000 | 1,883,480,000 |
| Allowance for loan losses | 16,466,000 | 16,723,000 | 16,789,000 | 16,892,000 |
| Securities available for sale | 266,895,000 | 258,074,000 | 283,450,000 | 307,956,000 |
| Securities held to maturity | 249,631,000 | 233,952,000 | 226,927,000 | 217,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,015,457,000 | 2,015,660,000 | 2,103,312,000 | 2,068,671,000 |
| Interest-bearing deposits | 1,645,598,000 | 1,636,616,000 | 1,685,995,000 | 1,675,796,000 |
| Noninterest-bearing deposits | 369,859,000 | 379,044,000 | 417,317,000 | 392,875,000 |
| Equity capital | 232,397,000 | 237,793,000 | 242,989,000 | 249,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,984,000 | 42,724,000 | 64,987,000 | 87,488,000 |
| Interest expense | 3,904,000 | 8,113,000 | 12,430,000 | 16,489,000 |
| Net interest income | 17,080,000 | 34,611,000 | 52,557,000 | 70,999,000 |
| Noninterest income | 6,363,000 | 13,019,000 | 20,266,000 | 26,931,000 |
| Noninterest expense | 14,632,000 | 29,479,000 | 44,223,000 | 59,265,000 |
| Provision for loan losses | 303,000 | 650,000 | 958,000 | 1,378,000 |
| Pretax income | 8,508,000 | 17,501,000 | 27,642,000 | 37,287,000 |
| Income tax | 1,638,000 | 3,552,000 | 5,665,000 | 7,641,000 |
| Net income | 6,870,000 | 13,949,000 | 21,977,000 | 29,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 224,928,000 | 228,626,000 | 233,285,000 | 237,546,000 |
| Total capital | 241,394,000 | 245,349,000 | 250,074,000 | 254,438,000 |
| Risk-weighted assets | 1,658,991,000 | 1,687,971,000 | 1,732,770,000 | 1,758,425,000 |