Call reports 2018
ARROW BANK NATIONAL ASSOCIATION — 2018
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,313,744,000 | 2,325,807,000 | 2,416,527,000 | 2,444,624,000 |
| Total loans | 1,580,802,000 | 1,629,923,000 | 1,691,566,000 | 1,747,272,000 |
| Allowance for loan losses | 15,408,000 | 15,791,000 | 16,049,000 | 16,394,000 |
| Securities available for sale | 272,244,000 | 293,961,000 | 302,034,000 | 283,253,000 |
| Securities held to maturity | 295,198,000 | 266,543,000 | 259,106,000 | 254,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,981,562,000 | 1,873,252,000 | 1,951,546,000 | 1,887,304,000 |
| Interest-bearing deposits | 1,616,697,000 | 1,494,702,000 | 1,561,668,000 | 1,506,055,000 |
| Noninterest-bearing deposits | 364,865,000 | 378,550,000 | 389,878,000 | 381,249,000 |
| Equity capital | 216,707,000 | 220,961,000 | 224,258,000 | 226,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,056,000 | 36,969,000 | 56,608,000 | 77,447,000 |
| Interest expense | 1,352,000 | 3,146,000 | 5,690,000 | 8,955,000 |
| Net interest income | 16,704,000 | 33,823,000 | 50,918,000 | 68,492,000 |
| Noninterest income | 6,613,000 | 14,120,000 | 21,175,000 | 27,916,000 |
| Noninterest expense | 14,079,000 | 28,407,000 | 42,639,000 | 57,312,000 |
| Provision for loan losses | 532,000 | 962,000 | 1,431,000 | 2,200,000 |
| Pretax income | 8,706,000 | 18,574,000 | 28,023,000 | 36,896,000 |
| Income tax | 1,672,000 | 3,680,000 | 5,767,000 | 7,512,000 |
| Net income | 7,034,000 | 14,894,000 | 22,256,000 | 29,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,783,000 | 212,962,000 | 217,037,000 | 220,844,000 |
| Total capital | 224,191,000 | 228,753,000 | 233,086,000 | 237,238,000 |
| Risk-weighted assets | 1,510,833,000 | 1,550,872,000 | 1,608,902,000 | 1,643,641,000 |