Call reports 2017
ARROW BANK NATIONAL ASSOCIATION — 2017
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,192,872,000 | 2,255,239,000 | 2,276,592,000 | 2,272,922,000 |
| Total loans | 1,443,580,000 | 1,513,750,000 | 1,542,763,000 | 1,561,579,000 |
| Allowance for loan losses | 13,932,000 | 14,262,000 | 14,530,000 | 15,075,000 |
| Securities available for sale | 305,694,000 | 288,025,000 | 277,251,000 | 263,910,000 |
| Securities held to maturity | 306,642,000 | 312,650,000 | 306,819,000 | 300,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,868,787,000 | 1,833,294,000 | 1,914,702,000 | 1,840,482,000 |
| Interest-bearing deposits | 1,535,990,000 | 1,477,461,000 | 1,546,130,000 | 1,488,010,000 |
| Noninterest-bearing deposits | 332,797,000 | 355,833,000 | 368,572,000 | 352,472,000 |
| Equity capital | 205,147,000 | 208,330,000 | 211,484,000 | 215,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,234,000 | 33,217,000 | 50,869,000 | 68,901,000 |
| Interest expense | 1,024,000 | 2,183,000 | 3,564,000 | 4,812,000 |
| Net interest income | 15,210,000 | 31,034,000 | 47,305,000 | 64,089,000 |
| Noninterest income | 6,541,000 | 13,530,000 | 20,490,000 | 27,526,000 |
| Noninterest expense | 13,719,000 | 27,610,000 | 41,398,000 | 55,687,000 |
| Provision for loan losses | 163,000 | 657,000 | 1,426,000 | 2,209,000 |
| Pretax income | 7,869,000 | 16,297,000 | 24,981,000 | 33,305,000 |
| Income tax | 2,281,000 | 4,781,000 | 7,253,000 | 8,280,000 |
| Net income | 5,588,000 | 11,516,000 | 17,728,000 | 25,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,920,000 | 196,765,000 | 199,895,000 | 205,201,000 |
| Total capital | 207,852,000 | 211,027,000 | 214,425,000 | 220,276,000 |
| Risk-weighted assets | 1,401,424,000 | 1,466,047,000 | 1,496,433,000 | 1,506,467,000 |