Call reports 2015
ARROW BANK NATIONAL ASSOCIATION — 2015
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,968,145,000 | 1,956,729,000 | 2,032,719,000 | 2,057,938,000 |
| Total loans | 1,163,092,000 | 1,197,144,000 | 1,244,824,000 | 1,272,876,000 |
| Allowance for loan losses | 12,890,000 | 12,744,000 | 12,847,000 | 13,022,000 |
| Securities available for sale | 340,711,000 | 342,595,000 | 350,261,000 | 358,155,000 |
| Securities held to maturity | 282,354,000 | 300,113,000 | 294,406,000 | 297,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,710,657,000 | 1,663,391,000 | 1,764,773,000 | 1,711,037,000 |
| Interest-bearing deposits | 1,445,359,000 | 1,384,837,000 | 1,469,613,000 | 1,405,411,000 |
| Noninterest-bearing deposits | 265,298,000 | 278,554,000 | 295,160,000 | 305,626,000 |
| Equity capital | 184,630,000 | 186,165,000 | 188,755,000 | 189,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,159,000 | 28,548,000 | 43,284,000 | 58,606,000 |
| Interest expense | 667,000 | 1,427,000 | 2,193,000 | 2,987,000 |
| Net interest income | 13,492,000 | 27,121,000 | 41,091,000 | 55,619,000 |
| Noninterest income | 6,598,000 | 13,731,000 | 20,695,000 | 27,180,000 |
| Noninterest expense | 12,438,000 | 25,261,000 | 38,573,000 | 51,191,000 |
| Provision for loan losses | 115,000 | 75,000 | 242,000 | 557,000 |
| Pretax income | 7,627,000 | 15,621,000 | 23,076,000 | 31,185,000 |
| Income tax | 2,290,000 | 4,835,000 | 6,990,000 | 9,397,000 |
| Net income | 5,337,000 | 10,786,000 | 16,086,000 | 21,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,321,000 | 175,698,000 | 177,728,000 | 180,280,000 |
| Total capital | 186,211,000 | 188,442,000 | 190,575,000 | 193,302,000 |
| Risk-weighted assets | 1,174,347,000 | 1,224,937,000 | 1,270,016,000 | 1,288,564,000 |