Call reports 2014
ARROW BANK NATIONAL ASSOCIATION — 2014
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,891,454,000 | 1,820,381,000 | 1,871,230,000 | 1,871,403,000 |
| Total loans | 1,077,946,000 | 1,101,551,000 | 1,129,184,000 | 1,155,648,000 |
| Allowance for loan losses | 11,973,000 | 12,459,000 | 12,604,000 | 12,949,000 |
| Securities available for sale | 373,797,000 | 318,428,000 | 329,269,000 | 319,879,000 |
| Securities held to maturity | 296,253,000 | 277,007,000 | 276,803,000 | 280,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,667,119,000 | 1,577,680,000 | 1,646,492,000 | 1,606,353,000 |
| Interest-bearing deposits | 1,426,620,000 | 1,323,877,000 | 1,388,905,000 | 1,352,881,000 |
| Noninterest-bearing deposits | 240,499,000 | 253,803,000 | 257,587,000 | 253,472,000 |
| Equity capital | 176,958,000 | 179,375,000 | 181,190,000 | 181,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,714,000 | 27,730,000 | 41,735,000 | 55,982,000 |
| Interest expense | 1,163,000 | 2,287,000 | 3,254,000 | 4,043,000 |
| Net interest income | 12,551,000 | 25,443,000 | 38,481,000 | 51,939,000 |
| Noninterest income | 6,831,000 | 13,628,000 | 20,736,000 | 27,684,000 |
| Noninterest expense | 12,165,000 | 24,614,000 | 36,850,000 | 48,665,000 |
| Provision for loan losses | 310,000 | 890,000 | 1,197,000 | 1,672,000 |
| Pretax income | 6,907,000 | 13,546,000 | 21,285,000 | 29,401,000 |
| Income tax | 2,057,000 | 4,001,000 | 6,365,000 | 8,917,000 |
| Net income | 4,850,000 | 9,545,000 | 14,920,000 | 20,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,018,000 | 165,038,000 | 167,730,000 | 170,497,000 |
| Total capital | 174,991,000 | 177,497,000 | 180,334,000 | 183,446,000 |
| Risk-weighted assets | 1,134,904,000 | 1,146,142,000 | 1,168,174,000 | 1,184,613,000 |