Call reports 2013
ARROW BANK NATIONAL ASSOCIATION — 2013
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,810,893,000 | 1,769,144,000 | 1,839,702,000 | 1,843,285,000 |
| Total loans | 961,467,000 | 1,003,807,000 | 1,031,673,000 | 1,047,998,000 |
| Allowance for loan losses | 11,995,000 | 12,088,000 | 11,984,000 | 11,871,000 |
| Securities available for sale | 419,939,000 | 433,804,000 | 422,553,000 | 396,386,000 |
| Securities held to maturity | 226,505,000 | 224,786,000 | 250,557,000 | 277,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,579,407,000 | 1,507,500,000 | 1,625,408,000 | 1,571,205,000 |
| Interest-bearing deposits | 1,355,330,000 | 1,276,285,000 | 1,376,319,000 | 1,324,715,000 |
| Noninterest-bearing deposits | 224,077,000 | 231,215,000 | 249,089,000 | 246,490,000 |
| Equity capital | 164,349,000 | 163,452,000 | 166,969,000 | 174,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,406,000 | 26,740,000 | 40,144,000 | 54,093,000 |
| Interest expense | 1,753,000 | 3,502,000 | 4,799,000 | 6,068,000 |
| Net interest income | 11,653,000 | 23,238,000 | 35,345,000 | 48,025,000 |
| Noninterest income | 6,538,000 | 13,479,000 | 20,267,000 | 26,989,000 |
| Noninterest expense | 12,172,000 | 24,147,000 | 36,014,000 | 48,268,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 6,446,000 | 12,910,000 | 19,938,000 | 27,086,000 |
| Income tax | 1,912,000 | 3,780,000 | 5,805,000 | 8,023,000 |
| Net income | 4,534,000 | 9,130,000 | 14,133,000 | 19,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,057,000 | 156,205,000 | 158,613,000 | 160,849,000 |
| Total capital | 166,052,000 | 168,294,000 | 170,597,000 | 172,720,000 |
| Risk-weighted assets | 1,023,043,000 | 1,074,052,000 | 1,105,753,000 | 1,118,780,000 |