Call reports 2012
ARROW BANK NATIONAL ASSOCIATION — 2012
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,725,517,000 | 1,670,693,000 | 1,740,698,000 | 1,716,629,000 |
| Total loans | 936,271,000 | 940,269,000 | 944,559,000 | 964,632,000 |
| Allowance for loan losses | 12,314,000 | 12,591,000 | 12,663,000 | 12,685,000 |
| Securities available for sale | 416,088,000 | 386,761,000 | 379,418,000 | 422,952,000 |
| Securities held to maturity | 177,752,000 | 225,872,000 | 218,742,000 | 214,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,499,031,000 | 1,448,303,000 | 1,505,561,000 | 1,467,432,000 |
| Interest-bearing deposits | 1,293,341,000 | 1,227,007,000 | 1,274,565,000 | 1,249,291,000 |
| Noninterest-bearing deposits | 205,690,000 | 221,296,000 | 230,996,000 | 218,141,000 |
| Equity capital | 157,327,000 | 159,959,000 | 162,743,000 | 162,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,122,000 | 29,839,000 | 44,246,000 | 58,229,000 |
| Interest expense | 2,859,000 | 5,543,000 | 7,628,000 | 9,611,000 |
| Net interest income | 12,263,000 | 24,296,000 | 36,618,000 | 48,618,000 |
| Noninterest income | 6,065,000 | 12,546,000 | 19,231,000 | 25,817,000 |
| Noninterest expense | 12,010,000 | 23,536,000 | 35,365,000 | 47,299,000 |
| Provision for loan losses | 265,000 | 595,000 | 745,000 | 845,000 |
| Pretax income | 6,555,000 | 13,356,000 | 20,384,000 | 27,093,000 |
| Income tax | 1,928,000 | 4,017,000 | 6,194,000 | 8,168,000 |
| Net income | 4,627,000 | 9,339,000 | 14,190,000 | 18,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,158,000 | 147,514,000 | 149,920,000 | 152,205,000 |
| Total capital | 157,427,000 | 159,807,000 | 162,355,000 | 164,889,000 |
| Risk-weighted assets | 981,517,000 | 983,116,000 | 994,557,000 | 1,019,848,000 |