Call reports 2011
ARROW BANK NATIONAL ASSOCIATION — 2011
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,697,891,000 | 1,627,629,000 | 1,669,080,000 | 1,674,323,000 |
| Total loans | 942,828,000 | 923,849,000 | 918,269,000 | 929,106,000 |
| Allowance for loan losses | 12,067,000 | 12,122,000 | 12,197,000 | 12,264,000 |
| Securities available for sale | 479,633,000 | 453,703,000 | 414,444,000 | 496,485,000 |
| Securities held to maturity | 142,525,000 | 133,646,000 | 141,710,000 | 143,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,363,602,000 | 1,297,080,000 | 1,396,094,000 | 1,391,019,000 |
| Interest-bearing deposits | 1,170,607,000 | 1,100,130,000 | 1,189,675,000 | 1,182,919,000 |
| Noninterest-bearing deposits | 192,995,000 | 196,950,000 | 206,419,000 | 208,100,000 |
| Equity capital | 151,289,000 | 155,713,000 | 158,406,000 | 155,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 16,909,000 | 33,519,000 | 49,602,000 | 65,093,000 |
| Interest expense | 4,441,000 | 8,615,000 | 12,223,000 | 15,541,000 |
| Net interest income | 12,468,000 | 24,904,000 | 37,379,000 | 49,552,000 |
| Noninterest income | 5,040,000 | 10,686,000 | 16,639,000 | 22,755,000 |
| Noninterest expense | 11,124,000 | 22,210,000 | 35,629,000 | 47,167,000 |
| Provision for loan losses | 190,000 | 320,000 | 465,000 | 720,000 |
| Pretax income | 6,736,000 | 14,068,000 | 20,703,000 | 27,199,000 |
| Income tax | 2,049,000 | 4,284,000 | 6,288,000 | 8,196,000 |
| Net income | 4,687,000 | 9,784,000 | 14,415,000 | 19,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,819,000 | 140,440,000 | 141,710,000 | 142,998,000 |
| Total capital | 149,886,000 | 152,281,000 | 153,485,000 | 155,209,000 |
| Risk-weighted assets | 966,661,000 | 946,952,000 | 941,592,000 | 976,817,000 |