Call reports 2010
ARROW BANK NATIONAL ASSOCIATION — 2010
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,588,907,000 | 1,570,257,000 | 1,688,819,000 | 1,641,129,000 |
| Total loans | 914,138,000 | 932,025,000 | 946,706,000 | 953,266,000 |
| Allowance for loan losses | 11,567,000 | 11,769,000 | 11,961,000 | 12,023,000 |
| Securities available for sale | 380,544,000 | 403,750,000 | 426,437,000 | 460,641,000 |
| Securities held to maturity | 164,029,000 | 153,684,000 | 153,566,000 | 155,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,250,362,000 | 1,216,713,000 | 1,314,811,000 | 1,295,866,000 |
| Interest-bearing deposits | 1,075,017,000 | 1,036,726,000 | 1,119,745,000 | 1,103,535,000 |
| Noninterest-bearing deposits | 175,345,000 | 179,987,000 | 195,066,000 | 192,331,000 |
| Equity capital | 140,098,000 | 146,086,000 | 147,378,000 | 144,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,290,000 | 36,623,000 | 54,359,000 | 71,874,000 |
| Interest expense | 4,911,000 | 9,953,000 | 14,812,000 | 19,766,000 |
| Net interest income | 13,379,000 | 26,670,000 | 39,547,000 | 52,108,000 |
| Noninterest income | 3,953,000 | 8,121,000 | 12,639,000 | 17,165,000 |
| Noninterest expense | 10,364,000 | 21,266,000 | 32,229,000 | 42,925,000 |
| Provision for loan losses | 300,000 | 615,000 | 945,000 | 1,112,000 |
| Pretax income | 6,668,000 | 13,771,000 | 20,491,000 | 26,715,000 |
| Income tax | 1,992,000 | 4,166,000 | 6,148,000 | 8,050,000 |
| Net income | 4,676,000 | 9,605,000 | 14,343,000 | 18,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,407,000 | 134,875,000 | 137,069,000 | 138,968,000 |
| Total capital | 143,868,000 | 146,591,000 | 149,030,000 | 150,991,000 |
| Risk-weighted assets | 916,772,000 | 937,264,000 | 961,801,000 | 972,257,000 |