Call reports 2009
ARROW BANK NATIONAL ASSOCIATION — 2009
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,467,688,000 | 1,466,091,000 | 1,573,220,000 | 1,571,797,000 |
| Total loans | 898,230,000 | 891,569,000 | 901,675,000 | 908,905,000 |
| Allowance for loan losses | 11,016,000 | 11,125,000 | 11,279,000 | 11,431,000 |
| Securities available for sale | 293,932,000 | 333,971,000 | 363,769,000 | 391,962,000 |
| Securities held to maturity | 140,236,000 | 153,689,000 | 157,832,000 | 164,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,121,381,000 | 1,107,454,000 | 1,210,888,000 | 1,220,866,000 |
| Interest-bearing deposits | 957,977,000 | 936,556,000 | 1,033,387,000 | 1,044,211,000 |
| Noninterest-bearing deposits | 163,404,000 | 170,898,000 | 177,501,000 | 176,655,000 |
| Equity capital | 130,676,000 | 132,036,000 | 135,667,000 | 136,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,191,000 | 36,324,000 | 54,548,000 | 73,270,000 |
| Interest expense | 5,453,000 | 10,928,000 | 16,211,000 | 21,615,000 |
| Net interest income | 12,738,000 | 25,396,000 | 38,337,000 | 51,655,000 |
| Noninterest income | 6,615,000 | 10,918,000 | 14,825,000 | 18,922,000 |
| Noninterest expense | 10,227,000 | 21,064,000 | 31,305,000 | 42,037,000 |
| Provision for loan losses | 407,000 | 716,000 | 1,041,000 | 1,421,000 |
| Pretax income | 8,996,000 | 14,811,000 | 21,130,000 | 27,460,000 |
| Income tax | 2,853,000 | 4,555,000 | 6,486,000 | 8,345,000 |
| Net income | 6,143,000 | 10,256,000 | 14,644,000 | 19,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,891,000 | 126,832,000 | 128,752,000 | 130,209,000 |
| Total capital | 135,907,000 | 137,865,000 | 139,867,000 | 141,498,000 |
| Risk-weighted assets | 895,874,000 | 882,538,000 | 889,053,000 | 902,980,000 |