Call reports 2001
ARROW BANK NATIONAL ASSOCIATION — 2001
What ARROW BANK NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,008,795,000 | 972,606,000 | 1,015,336,000 | 1,019,650,000 |
| Total loans | 628,806,000 | 627,159,000 | 630,744,000 | 633,812,000 |
| Allowance for loan losses | 7,589,000 | 7,383,000 | 7,763,000 | 8,237,000 |
| Securities available for sale | 208,532,000 | 207,191,000 | 224,643,000 | 239,280,000 |
| Securities held to maturity | 63,435,000 | 70,895,000 | 75,184,000 | 77,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,827,000 | 738,433,000 | 779,161,000 | 783,638,000 |
| Interest-bearing deposits | 667,552,000 | 625,871,000 | 657,631,000 | 668,227,000 |
| Noninterest-bearing deposits | 111,275,000 | 112,562,000 | 121,530,000 | 115,411,000 |
| Equity capital | 82,073,000 | 83,461,000 | 87,732,000 | 87,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 17,448,000 | 34,810,000 | 51,941,000 | 68,881,000 |
| Interest expense | 8,389,000 | 16,043,000 | 22,639,000 | 28,490,000 |
| Net interest income | 9,059,000 | 18,767,000 | 29,302,000 | 40,391,000 |
| Noninterest income | 2,512,000 | 5,064,000 | 7,760,000 | 10,338,000 |
| Noninterest expense | 6,629,000 | 13,580,000 | 21,013,000 | 28,415,000 |
| Provision for loan losses | 300,000 | 720,000 | 1,295,000 | 1,970,000 |
| Pretax income | 4,650,000 | 9,646,000 | 14,877,000 | 20,467,000 |
| Income tax | 1,407,000 | 2,939,000 | 4,540,000 | 6,249,000 |
| Net income | 3,243,000 | 6,707,000 | 10,337,000 | 14,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,411,000 | 72,274,000 | 74,410,000 | 76,419,000 |
| Total capital | 78,005,000 | 79,665,000 | 82,181,000 | 84,508,000 |
| Risk-weighted assets | 639,824,000 | 634,592,000 | 652,238,000 | 646,326,000 |