Call reports 2013
PROVIDENT MUNICIPAL BANK — 2013
What PROVIDENT MUNICIPAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 601,725,000 | 527,821,000 | 819,611,000 |
| Total loans | 31,000 | 34,000 | 0 |
| Allowance for loan losses | 0 | 0 | 0 |
| Securities available for sale | 161,942,000 | 153,236,000 | 125,850,000 |
| Securities held to maturity | 59,615,000 | 56,966,000 | 54,840,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 537,070,000 | 465,566,000 | 757,066,000 |
| Interest-bearing deposits | 510,181,000 | 441,590,000 | 434,265,000 |
| Noninterest-bearing deposits | 26,889,000 | 23,976,000 | 322,801,000 |
| Equity capital | 61,889,000 | 60,674,000 | 61,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,599,000 | 3,097,000 | 4,436,000 |
| Interest expense | 400,000 | 654,000 | 870,000 |
| Net interest income | 1,199,000 | 2,443,000 | 3,566,000 |
| Noninterest income | 0 | 0 | 0 |
| Noninterest expense | 593,000 | 1,071,000 | 1,576,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 847,000 | 2,384,000 | 3,827,000 |
| Income tax | 94,000 | 476,000 | 876,000 |
| Net income | 753,000 | 1,908,000 | 2,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 58,532,000 | 59,687,000 | 60,730,000 |
| Total capital | 58,532,000 | 59,687,000 | 60,730,000 |
| Risk-weighted assets | 186,619,000 | 158,317,000 | 275,709,000 |