Call reports 2012
PROVIDENT MUNICIPAL BANK — 2012
What PROVIDENT MUNICIPAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 670,747,000 | 544,900,000 | 973,362,000 | 608,498,000 |
| Total loans | 0 | 0 | 489,000 | 4,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 159,567,000 | 147,076,000 | 194,386,000 | 180,178,000 |
| Securities held to maturity | 45,003,000 | 42,903,000 | 39,192,000 | 35,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,157,000 | 479,772,000 | 901,739,000 | 538,212,000 |
| Interest-bearing deposits | 586,652,000 | 463,836,000 | 534,115,000 | 522,433,000 |
| Noninterest-bearing deposits | 20,505,000 | 15,936,000 | 367,624,000 | 15,779,000 |
| Equity capital | 59,193,000 | 60,204,000 | 61,328,000 | 61,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,433,000 | 5,022,000 | 6,695,000 |
| Interest expense | 369,000 | 714,000 | 1,021,000 | 1,457,000 |
| Net interest income | 1,388,000 | 2,719,000 | 4,001,000 | 5,238,000 |
| Noninterest income | 3,000 | 3,000 | 3,000 | 4,000 |
| Noninterest expense | 522,000 | 1,025,000 | 1,507,000 | 2,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,063,000 | 3,634,000 | 6,039,000 | 6,881,000 |
| Income tax | 508,000 | 821,000 | 1,506,000 | 1,594,000 |
| Net income | 1,555,000 | 2,813,000 | 4,533,000 | 5,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,046,000 | 55,304,000 | 57,025,000 | 57,779,000 |
| Total capital | 54,046,000 | 55,304,000 | 57,025,000 | 57,779,000 |
| Risk-weighted assets | 211,176,000 | 165,277,000 | 251,870,000 | 190,333,000 |