Call reports 2011
PROVIDENT MUNICIPAL BANK — 2011
What PROVIDENT MUNICIPAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 466,498,000 | 422,944,000 | 680,818,000 | 469,515,000 |
| Total loans | 9,000 | 0 | 40,000 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 145,872,000 | 149,702,000 | 184,357,000 | 172,924,000 |
| Securities held to maturity | 1,381,000 | 1,336,000 | 27,028,000 | 47,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,070,000 | 367,941,000 | 614,834,000 | 401,516,000 |
| Interest-bearing deposits | 398,427,000 | 351,993,000 | 454,271,000 | 386,355,000 |
| Noninterest-bearing deposits | 15,643,000 | 15,948,000 | 160,563,000 | 15,161,000 |
| Equity capital | 50,095,000 | 52,900,000 | 56,111,000 | 59,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,858,000 | 4,390,000 | 6,205,000 |
| Interest expense | 373,000 | 734,000 | 1,028,000 | 1,362,000 |
| Net interest income | 1,079,000 | 2,124,000 | 3,362,000 | 4,843,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 534,000 | 955,000 | 1,348,000 | 1,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 866,000 | 1,491,000 | 2,579,000 | 4,219,000 |
| Income tax | -73,000 | -243,000 | -254,000 | 19,000 |
| Net income | 939,000 | 1,734,000 | 2,833,000 | 4,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,233,000 | 50,027,000 | 51,126,000 | 52,492,000 |
| Total capital | 49,233,000 | 50,027,000 | 51,126,000 | 52,492,000 |
| Risk-weighted assets | 172,557,000 | 157,967,000 | 217,452,000 | 148,598,000 |