Call reports 2010
PROVIDENT MUNICIPAL BANK — 2010
What PROVIDENT MUNICIPAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 433,745,000 | 352,849,000 | 569,632,000 | 337,651,000 |
| Total loans | 5,000 | 0 | 49,000 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 129,934,000 | 142,842,000 | 141,136,000 | 143,666,000 |
| Securities held to maturity | 1,495,000 | 1,450,000 | 1,382,000 | 1,382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,341,000 | 299,374,000 | 513,760,000 | 285,829,000 |
| Interest-bearing deposits | 344,598,000 | 286,124,000 | 435,591,000 | 274,703,000 |
| Noninterest-bearing deposits | 15,743,000 | 13,250,000 | 78,169,000 | 11,126,000 |
| Equity capital | 46,976,000 | 49,278,000 | 52,153,000 | 48,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,706,000 | 4,053,000 | 5,428,000 |
| Interest expense | 384,000 | 710,000 | 980,000 | 1,313,000 |
| Net interest income | 908,000 | 1,996,000 | 3,073,000 | 4,115,000 |
| Noninterest income | 1,000 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 427,000 | 894,000 | 1,484,000 | 1,894,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 519,000 | 1,182,000 | 1,815,000 | 2,447,000 |
| Income tax | -189,000 | -345,000 | -474,000 | -633,000 |
| Net income | 708,000 | 1,527,000 | 2,289,000 | 3,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,921,000 | 46,740,000 | 47,502,000 | 48,293,000 |
| Total capital | 45,921,000 | 46,740,000 | 47,502,000 | 48,293,000 |
| Risk-weighted assets | 104,080,000 | 91,599,000 | 203,834,000 | 134,065,000 |