Call reports 2009
PROVIDENT MUNICIPAL BANK — 2009
What PROVIDENT MUNICIPAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 477,499,000 | 299,872,000 | 527,633,000 | 335,007,000 |
| Total loans | 156,000 | 87,000 | 80,000 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 173,411,000 | 133,941,000 | 121,305,000 | 112,696,000 |
| Securities held to maturity | 1,605,000 | 1,564,000 | 1,496,000 | 1,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,740,000 | 252,313,000 | 470,170,000 | 257,670,000 |
| Interest-bearing deposits | 419,201,000 | 241,683,000 | 381,230,000 | 248,923,000 |
| Noninterest-bearing deposits | 12,539,000 | 10,630,000 | 88,940,000 | 8,747,000 |
| Equity capital | 42,324,000 | 43,155,000 | 47,255,000 | 46,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,306,000 | 8,076,000 | 9,386,000 | 10,654,000 |
| Interest expense | 1,336,000 | 2,111,000 | 2,488,000 | 2,908,000 |
| Net interest income | 3,970,000 | 5,965,000 | 6,898,000 | 7,746,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 396,000 | 1,034,000 | 1,386,000 | 1,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,600,000 | 6,980,000 | 7,888,000 | 8,797,000 |
| Income tax | 1,611,000 | 2,924,000 | 2,934,000 | 2,283,000 |
| Net income | 2,989,000 | 4,056,000 | 4,954,000 | 6,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,687,000 | 42,755,000 | 43,653,000 | 45,213,000 |
| Total capital | 41,687,000 | 42,755,000 | 43,653,000 | 45,213,000 |
| Risk-weighted assets | 147,119,000 | 59,937,000 | 127,386,000 | 94,033,000 |