Call reports 2002
PROVIDENT MUNICIPAL BANK — 2002
What PROVIDENT MUNICIPAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Total assets | 13,217,000 | 14,440,000 | 38,406,000 |
| Total loans | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 |
| Securities available for sale | 12,015,000 | 12,240,000 | 36,131,000 |
| Securities held to maturity | 0 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 5,682,000 | 8,770,000 | 24,441,000 |
| Interest-bearing deposits | 5,081,000 | 7,691,000 | 22,698,000 |
| Noninterest-bearing deposits | 601,000 | 1,079,000 | 1,743,000 |
| Equity capital | 3,119,000 | 3,296,000 | 3,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Interest income | 105,000 | 233,000 | 439,000 |
| Interest expense | 18,000 | 43,000 | 140,000 |
| Net interest income | 87,000 | 190,000 | 299,000 |
| Noninterest income | 0 | 0 | 0 |
| Noninterest expense | 10,000 | 45,000 | 81,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 77,000 | 145,000 | 228,000 |
| Income tax | 28,000 | 50,000 | 81,000 |
| Net income | 49,000 | 95,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Tier 1 capital | 3,049,000 | 3,095,000 | 3,147,000 |
| Total capital | 3,049,000 | 3,095,000 | 3,147,000 |
| Risk-weighted assets | 2,620,000 | 2,821,000 | 7,543,000 |