Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,704,438,000 | 1,711,337,000 | 2,037,031,000 | 2,073,342,000 |
| Total loans | 1,356,807,000 | 1,384,836,000 | 1,519,526,000 | 1,524,390,000 |
| Allowance for loan losses | 79,504,000 | 78,267,000 | 79,216,000 | 80,811,000 |
| Securities available for sale | 149,036,000 | 143,758,000 | 182,816,000 | 196,357,000 |
| Securities held to maturity | 50,355,000 | 49,762,000 | 48,722,000 | 48,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,242,673,000 | 1,239,106,000 | 1,542,367,000 | 1,571,391,000 |
| Interest-bearing deposits | 960,511,000 | 967,537,000 | 1,106,849,000 | 1,224,752,000 |
| Noninterest-bearing deposits | 282,162,000 | 271,569,000 | 435,518,000 | 346,639,000 |
| Equity capital | 421,153,000 | 429,826,000 | 443,065,000 | 454,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 37,105,000 | 74,703,000 | 115,789,000 | 159,244,000 |
| Interest expense | 5,451,000 | 10,914,000 | 17,722,000 | 24,872,000 |
| Net interest income | 31,654,000 | 63,789,000 | 98,067,000 | 134,372,000 |
| Noninterest income | 10,034,000 | 20,017,000 | 34,118,000 | 51,013,000 |
| Noninterest expense | 15,911,000 | 32,530,000 | 53,321,000 | 77,130,000 |
| Provision for loan losses | 12,956,000 | 25,591,000 | 39,225,000 | 53,277,000 |
| Pretax income | 12,821,000 | 25,685,000 | 39,639,000 | 54,978,000 |
| Income tax | 2,886,000 | 6,193,000 | 9,767,000 | 13,667,000 |
| Net income | 9,935,000 | 19,492,000 | 29,872,000 | 41,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 404,933,000 | 413,588,000 | 405,192,000 | 412,590,000 |
| Total capital | 423,353,000 | 432,376,000 | 426,012,000 | 433,550,000 |
| Risk-weighted assets | 1,411,578,000 | 1,442,645,000 | 1,606,304,000 | 1,617,949,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.