Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,014,771,000 | 1,014,850,000 | 1,326,096,000 | 1,330,030,000 |
| Total loans | 804,352,000 | 824,410,000 | 1,063,494,000 | 1,053,351,000 |
| Allowance for loan losses | 54,052,000 | 53,577,000 | 54,543,000 | 55,719,000 |
| Securities available for sale | 126,622,000 | 123,453,000 | 98,989,000 | 105,840,000 |
| Securities held to maturity | 18,000,000 | 15,152,000 | 12,964,000 | 12,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,583,000 | 718,631,000 | 1,015,568,000 | 1,023,377,000 |
| Interest-bearing deposits | 565,244,000 | 563,365,000 | 793,214,000 | 797,384,000 |
| Noninterest-bearing deposits | 162,339,000 | 155,266,000 | 222,354,000 | 225,993,000 |
| Equity capital | 257,861,000 | 265,427,000 | 272,167,000 | 278,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 22,707,000 | 45,642,000 | 72,404,000 | 100,410,000 |
| Interest expense | 920,000 | 1,996,000 | 3,642,000 | 5,361,000 |
| Net interest income | 21,787,000 | 43,646,000 | 68,762,000 | 95,049,000 |
| Noninterest income | 7,385,000 | 15,168,000 | 23,624,000 | 32,149,000 |
| Noninterest expense | 10,998,000 | 21,985,000 | 34,754,000 | 48,151,000 |
| Provision for loan losses | 9,583,000 | 19,252,000 | 29,437,000 | 41,456,000 |
| Pretax income | 8,591,000 | 17,577,000 | 28,307,000 | 37,703,000 |
| Income tax | 1,794,000 | 3,871,000 | 6,782,000 | 9,197,000 |
| Net income | 6,797,000 | 13,706,000 | 21,525,000 | 28,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,622,000 | 258,560,000 | 236,122,000 | 242,201,000 |
| Total capital | 263,681,000 | 269,896,000 | 250,265,000 | 256,097,000 |
| Risk-weighted assets | 839,805,000 | 862,644,000 | 1,089,086,000 | 1,067,871,000 |