Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 859,606,000 | 882,914,000 | 886,764,000 | 926,222,000 |
| Total loans | 681,118,000 | 686,937,000 | 707,784,000 | 710,760,000 |
| Allowance for loan losses | 41,038,000 | 42,573,000 | 44,912,000 | 45,959,000 |
| Securities available for sale | 101,126,000 | 107,296,000 | 104,789,000 | 108,361,000 |
| Securities held to maturity | 22,156,000 | 24,932,000 | 28,679,000 | 28,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,637,000 | 648,173,000 | 647,997,000 | 683,652,000 |
| Interest-bearing deposits | 480,666,000 | 493,377,000 | 495,286,000 | 524,860,000 |
| Noninterest-bearing deposits | 148,971,000 | 154,796,000 | 152,711,000 | 158,792,000 |
| Equity capital | 208,858,000 | 213,243,000 | 217,182,000 | 219,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 19,673,000 | 39,421,000 | 60,336,000 | 81,635,000 |
| Interest expense | 382,000 | 816,000 | 1,304,000 | 1,819,000 |
| Net interest income | 19,291,000 | 38,605,000 | 59,032,000 | 79,816,000 |
| Noninterest income | 7,619,000 | 15,623,000 | 23,985,000 | 32,126,000 |
| Noninterest expense | 10,703,000 | 21,705,000 | 32,711,000 | 43,541,000 |
| Provision for loan losses | 7,006,000 | 15,069,000 | 24,675,000 | 35,203,000 |
| Pretax income | 9,201,000 | 17,454,000 | 25,631,000 | 33,198,000 |
| Income tax | 3,419,000 | 6,558,000 | 9,661,000 | 12,588,000 |
| Net income | 5,782,000 | 10,896,000 | 15,970,000 | 20,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,539,000 | 206,681,000 | 210,785,000 | 211,997,000 |
| Total capital | 211,550,000 | 215,782,000 | 220,207,000 | 221,609,000 |
| Risk-weighted assets | 687,551,000 | 693,267,000 | 716,786,000 | 731,006,000 |