Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 789,167,000 | 790,051,000 | 802,630,000 | 848,094,000 |
| Total loans | 601,618,000 | 647,047,000 | 650,435,000 | 682,427,000 |
| Allowance for loan losses | 37,691,000 | 38,830,000 | 39,963,000 | 41,206,000 |
| Securities available for sale | 109,697,000 | 103,801,000 | 101,598,000 | 97,198,000 |
| Securities held to maturity | 18,094,000 | 17,954,000 | 17,636,000 | 20,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,409,000 | 572,392,000 | 580,655,000 | 622,690,000 |
| Interest-bearing deposits | 446,134,000 | 438,274,000 | 441,569,000 | 472,288,000 |
| Noninterest-bearing deposits | 132,275,000 | 134,118,000 | 139,086,000 | 150,402,000 |
| Equity capital | 190,578,000 | 195,072,000 | 200,166,000 | 203,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,067,000 | 34,715,000 | 53,611,000 | 72,620,000 |
| Interest expense | 349,000 | 668,000 | 988,000 | 1,337,000 |
| Net interest income | 16,718,000 | 34,047,000 | 52,623,000 | 71,283,000 |
| Noninterest income | 6,782,000 | 14,104,000 | 21,791,000 | 29,415,000 |
| Noninterest expense | 9,427,000 | 18,955,000 | 28,811,000 | 39,293,000 |
| Provision for loan losses | 5,093,000 | 10,991,000 | 17,522,000 | 25,722,000 |
| Pretax income | 8,980,000 | 18,205,000 | 28,081,000 | 35,683,000 |
| Income tax | 3,229,000 | 6,642,000 | 10,545,000 | 13,461,000 |
| Net income | 5,751,000 | 11,563,000 | 17,536,000 | 22,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,168,000 | 189,010,000 | 194,012,000 | 197,727,000 |
| Total capital | 192,117,000 | 197,538,000 | 202,626,000 | 206,730,000 |
| Risk-weighted assets | 604,381,000 | 650,267,000 | 656,230,000 | 686,604,000 |