Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 740,236,000 | 752,669,000 | 757,951,000 | 793,515,000 |
| Total loans | 543,496,000 | 565,078,000 | 584,101,000 | 604,438,000 |
| Allowance for loan losses | 35,707,000 | 36,578,000 | 37,546,000 | 38,317,000 |
| Securities available for sale | 125,982,000 | 120,533,000 | 115,761,000 | 113,432,000 |
| Securities held to maturity | 10,234,000 | 15,320,000 | 12,638,000 | 16,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,249,000 | 556,102,000 | 554,862,000 | 586,018,000 |
| Interest-bearing deposits | 425,148,000 | 422,560,000 | 421,179,000 | 446,570,000 |
| Noninterest-bearing deposits | 124,101,000 | 133,542,000 | 133,683,000 | 139,448,000 |
| Equity capital | 173,446,000 | 177,910,000 | 182,107,000 | 185,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,341,000 | 31,060,000 | 47,780,000 | 64,767,000 |
| Interest expense | 298,000 | 599,000 | 899,000 | 1,210,000 |
| Net interest income | 15,043,000 | 30,461,000 | 46,881,000 | 63,557,000 |
| Noninterest income | 6,109,000 | 12,823,000 | 19,632,000 | 26,342,000 |
| Noninterest expense | 8,809,000 | 17,703,000 | 26,830,000 | 36,190,000 |
| Provision for loan losses | 4,636,000 | 9,714,000 | 15,094,000 | 21,682,000 |
| Pretax income | 7,707,000 | 15,867,000 | 24,589,000 | 32,027,000 |
| Income tax | 2,670,000 | 5,664,000 | 9,216,000 | 12,158,000 |
| Net income | 5,037,000 | 10,203,000 | 15,373,000 | 19,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,469,000 | 171,664,000 | 175,864,000 | 179,388,000 |
| Total capital | 174,669,000 | 179,079,000 | 183,495,000 | 187,250,000 |
| Risk-weighted assets | 545,755,000 | 562,190,000 | 578,662,000 | 596,646,000 |