Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 723,487,000 | 716,104,000 | 719,228,000 | 722,823,000 |
| Total loans | 485,987,000 | 510,974,000 | 520,411,000 | 538,989,000 |
| Allowance for loan losses | 32,495,000 | 33,371,000 | 34,654,000 | 35,997,000 |
| Securities available for sale | 144,383,000 | 138,477,000 | 132,713,000 | 129,814,000 |
| Securities held to maturity | 11,611,000 | 11,216,000 | 10,158,000 | 10,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,873,000 | 537,000,000 | 535,698,000 | 536,666,000 |
| Interest-bearing deposits | 424,999,000 | 414,641,000 | 410,287,000 | 403,740,000 |
| Noninterest-bearing deposits | 120,874,000 | 122,359,000 | 125,411,000 | 132,926,000 |
| Equity capital | 160,872,000 | 162,903,000 | 166,131,000 | 169,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,427,000 | 28,700,000 | 43,903,000 | 59,283,000 |
| Interest expense | 388,000 | 748,000 | 1,083,000 | 1,397,000 |
| Net interest income | 14,039,000 | 27,952,000 | 42,820,000 | 57,886,000 |
| Noninterest income | 5,864,000 | 12,185,000 | 18,833,000 | 24,486,000 |
| Noninterest expense | 8,105,000 | 16,371,000 | 24,930,000 | 32,908,000 |
| Provision for loan losses | 4,798,000 | 9,756,000 | 15,395,000 | 21,870,000 |
| Pretax income | 7,000,000 | 14,010,000 | 21,328,000 | 27,594,000 |
| Income tax | 2,333,000 | 4,867,000 | 7,970,000 | 10,228,000 |
| Net income | 4,667,000 | 9,143,000 | 13,358,000 | 17,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,618,000 | 157,123,000 | 160,366,000 | 163,403,000 |
| Total capital | 160,137,000 | 163,908,000 | 167,309,000 | 170,571,000 |
| Risk-weighted assets | 494,109,000 | 514,684,000 | 526,107,000 | 542,921,000 |