Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 696,460,000 | 693,156,000 | 703,314,000 | 736,736,000 |
| Total loans | 453,983,000 | 472,961,000 | 485,440,000 | 496,529,000 |
| Allowance for loan losses | 28,090,000 | 30,163,000 | 31,382,000 | 32,609,000 |
| Securities available for sale | 134,314,000 | 133,458,000 | 134,404,000 | 140,130,000 |
| Securities held to maturity | 16,254,000 | 16,567,000 | 15,400,000 | 14,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,202,000 | 516,093,000 | 520,120,000 | 562,338,000 |
| Interest-bearing deposits | 417,601,000 | 415,440,000 | 413,116,000 | 430,306,000 |
| Noninterest-bearing deposits | 102,601,000 | 100,653,000 | 107,004,000 | 132,032,000 |
| Equity capital | 148,501,000 | 151,498,000 | 154,812,000 | 157,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,812,000 | 27,641,000 | 42,247,000 | 56,959,000 |
| Interest expense | 630,000 | 1,164,000 | 1,662,000 | 2,119,000 |
| Net interest income | 13,182,000 | 26,477,000 | 40,585,000 | 54,840,000 |
| Noninterest income | 5,728,000 | 11,736,000 | 17,876,000 | 23,983,000 |
| Noninterest expense | 8,558,000 | 16,503,000 | 24,724,000 | 32,663,000 |
| Provision for loan losses | 4,372,000 | 10,207,000 | 15,911,000 | 22,391,000 |
| Pretax income | 5,980,000 | 11,503,000 | 17,826,000 | 23,769,000 |
| Income tax | 1,996,000 | 3,972,000 | 6,234,000 | 8,388,000 |
| Net income | 3,984,000 | 7,531,000 | 11,592,000 | 15,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,437,000 | 144,013,000 | 147,103,000 | 149,921,000 |
| Total capital | 147,561,000 | 150,279,000 | 153,545,000 | 156,584,000 |
| Risk-weighted assets | 466,856,000 | 476,205,000 | 489,066,000 | 505,708,000 |