Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 648,471,000 | 657,874,000 | 674,204,000 | 696,810,000 |
| Total loans | 452,763,000 | 464,084,000 | 461,309,000 | 462,216,000 |
| Allowance for loan losses | 23,540,000 | 24,600,000 | 26,403,000 | 28,364,000 |
| Securities available for sale | 87,141,000 | 86,542,000 | 102,381,000 | 130,960,000 |
| Securities held to maturity | 17,857,000 | 17,302,000 | 18,299,000 | 18,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,144,000 | 487,449,000 | 504,336,000 | 522,333,000 |
| Interest-bearing deposits | 393,889,000 | 395,045,000 | 404,048,000 | 421,695,000 |
| Noninterest-bearing deposits | 90,255,000 | 92,404,000 | 100,288,000 | 100,638,000 |
| Equity capital | 136,111,000 | 139,166,000 | 142,276,000 | 145,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,287,000 | 24,635,000 | 38,034,000 | 51,696,000 |
| Interest expense | 952,000 | 1,790,000 | 2,566,000 | 3,280,000 |
| Net interest income | 11,335,000 | 22,845,000 | 35,468,000 | 48,416,000 |
| Noninterest income | 5,248,000 | 10,896,000 | 16,791,000 | 26,024,000 |
| Noninterest expense | 6,689,000 | 14,154,000 | 21,803,000 | 30,088,000 |
| Provision for loan losses | 2,489,000 | 6,937,000 | 12,094,000 | 19,009,000 |
| Pretax income | 7,405,000 | 12,650,000 | 18,362,000 | 25,343,000 |
| Income tax | 2,702,000 | 4,502,000 | 6,570,000 | 9,076,000 |
| Net income | 4,703,000 | 8,148,000 | 11,792,000 | 16,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,773,000 | 132,247,000 | 134,920,000 | 138,424,000 |
| Total capital | 135,902,000 | 138,441,000 | 141,194,000 | 144,826,000 |
| Risk-weighted assets | 472,895,000 | 476,682,000 | 481,407,000 | 489,726,000 |