Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 337,906,000 | 338,433,000 | 503,320,000 | 492,721,000 |
| Total loans | 252,066,000 | 253,999,000 | 332,082,000 | 332,442,000 |
| Allowance for loan losses | 18,388,000 | 20,338,000 | 22,547,000 | 22,581,000 |
| Securities available for sale | 16,518,000 | 25,076,000 | 39,082,000 | 51,334,000 |
| Securities held to maturity | 13,138,000 | 16,324,000 | 56,720,000 | 44,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,033,000 | 279,490,000 | 414,723,000 | 410,356,000 |
| Interest-bearing deposits | 248,972,000 | 246,406,000 | 350,027,000 | 342,095,000 |
| Noninterest-bearing deposits | 34,061,000 | 33,084,000 | 64,696,000 | 68,261,000 |
| Equity capital | 37,658,000 | 38,597,000 | 62,805,000 | 63,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,278,000 | 19,718,000 | 32,125,000 | 45,079,000 |
| Interest expense | 1,581,000 | 3,080,000 | 4,491,000 | 5,918,000 |
| Net interest income | 7,697,000 | 16,638,000 | 27,634,000 | 39,161,000 |
| Noninterest income | 5,883,000 | 12,954,000 | 20,235,000 | 27,108,000 |
| Noninterest expense | 7,029,000 | 14,287,000 | 22,118,000 | 29,510,000 |
| Provision for loan losses | 5,314,000 | 11,946,000 | 20,560,000 | 29,033,000 |
| Pretax income | 1,237,000 | 3,359,000 | 5,191,000 | 7,726,000 |
| Income tax | 395,000 | 1,191,000 | 1,839,000 | 2,783,000 |
| Net income | 842,000 | 2,168,000 | 3,352,000 | 4,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,273,000 | 35,401,000 | 51,462,000 | 52,409,000 |
| Total capital | 37,706,000 | 38,897,000 | 56,137,000 | 56,985,000 |
| Risk-weighted assets | 259,667,000 | 262,868,000 | 356,153,000 | 348,070,000 |