Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 210,854,000 | 211,361,000 | 320,155,000 | 333,405,000 |
| Total loans | 178,891,000 | 180,340,000 | 260,593,000 | 259,422,000 |
| Allowance for loan losses | 17,962,000 | 18,393,000 | 20,417,000 | 20,923,000 |
| Securities available for sale | 5,073,000 | 4,070,000 | 4,082,000 | 9,402,000 |
| Securities held to maturity | 8,809,000 | 8,793,000 | 11,873,000 | 13,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,155,000 | 175,064,000 | 267,193,000 | 280,062,000 |
| Interest-bearing deposits | 152,924,000 | 151,427,000 | 231,766,000 | 245,590,000 |
| Noninterest-bearing deposits | 22,231,000 | 23,637,000 | 35,427,000 | 34,472,000 |
| Equity capital | 25,328,000 | 25,867,000 | 35,944,000 | 37,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,122,000 | 12,651,000 | 20,195,000 | 28,952,000 |
| Interest expense | 1,360,000 | 2,564,000 | 3,897,000 | 5,524,000 |
| Net interest income | 4,762,000 | 10,087,000 | 16,298,000 | 23,428,000 |
| Noninterest income | 7,182,000 | 14,212,000 | 22,059,000 | 28,624,000 |
| Noninterest expense | 6,883,000 | 13,981,000 | 21,547,000 | 27,666,000 |
| Provision for loan losses | 2,213,000 | 6,036,000 | 11,800,000 | 16,351,000 |
| Pretax income | 2,848,000 | 4,282,000 | 5,010,000 | 8,035,000 |
| Income tax | 1,090,000 | 1,612,000 | 1,891,000 | 3,013,000 |
| Net income | 1,758,000 | 2,670,000 | 3,119,000 | 5,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,942,000 | 25,500,000 | 32,197,000 | 33,629,000 |
| Total capital | 27,395,000 | 27,959,000 | 35,674,000 | 37,131,000 |
| Risk-weighted assets | 180,731,000 | 180,748,000 | 261,206,000 | 262,759,000 |