Call reports 2025
THIRD COAST BANK — 2025
What THIRD COAST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,894,115,000 | 4,940,908,000 | 5,058,535,000 | 5,335,065,000 |
| Total loans | 3,988,039,000 | 4,079,736,000 | 4,165,116,000 | 4,394,751,000 |
| Allowance for loan losses | 40,456,000 | 40,035,000 | 42,563,000 | 43,949,000 |
| Securities available for sale | 397,442,000 | 355,753,000 | 376,719,000 | 383,192,000 |
| Securities held to maturity | 0 | 206,065,000 | 206,037,000 | 192,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,248,815,000 | 4,282,206,000 | 4,373,115,000 | 4,629,486,000 |
| Interest-bearing deposits | 3,800,001,000 | 3,839,905,000 | 3,922,728,000 | 4,131,888,000 |
| Noninterest-bearing deposits | 448,814,000 | 442,301,000 | 450,387,000 | 497,598,000 |
| Equity capital | 589,652,000 | 603,844,000 | 624,315,000 | 644,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 80,785,000 | 169,429,000 | 261,931,000 | 354,032,000 |
| Interest expense | 36,256,000 | 73,825,000 | 113,724,000 | 151,825,000 |
| Net interest income | 44,529,000 | 95,604,000 | 148,207,000 | 202,207,000 |
| Noninterest income | 3,079,000 | 6,333,000 | 9,969,000 | 14,412,000 |
| Noninterest expense | 27,387,000 | 56,114,000 | 84,622,000 | 116,787,000 |
| Provision for loan losses | 550,000 | 2,505,000 | 5,016,000 | 7,246,000 |
| Pretax income | 19,543,000 | 42,905,000 | 67,873,000 | 91,634,000 |
| Income tax | 4,206,000 | 9,006,000 | 14,226,000 | 18,320,000 |
| Net income | 15,337,000 | 33,899,000 | 53,647,000 | 73,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 560,511,000 | 574,517,000 | 594,722,000 | 614,878,000 |
| Total capital | 602,305,000 | 616,065,000 | 639,050,000 | 660,607,000 |
| Risk-weighted assets | 4,417,848,000 | 4,575,672,000 | 4,722,220,000 | 5,026,332,000 |