Call reports 2022
THIRD COAST BANK — 2022
What THIRD COAST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,038,455,000 | 3,355,841,000 | 3,514,259,000 | 3,768,484,000 |
| Total loans | 2,447,945,000 | 2,749,177,000 | 2,972,852,000 | 3,107,551,000 |
| Allowance for loan losses | 23,312,000 | 26,666,000 | 29,109,000 | 30,351,000 |
| Securities available for sale | 126,218,000 | 157,261,000 | 160,437,000 | 176,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,593,268,000 | 2,904,450,000 | 2,999,481,000 | 3,244,898,000 |
| Interest-bearing deposits | 1,655,547,000 | 2,378,649,000 | 2,467,049,000 | 2,750,032,000 |
| Noninterest-bearing deposits | 937,721,000 | 525,801,000 | 532,432,000 | 494,866,000 |
| Equity capital | 376,391,000 | 405,963,000 | 474,557,000 | 482,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 27,245,000 | 59,885,000 | 103,158,000 | 154,557,000 |
| Interest expense | 1,952,000 | 4,946,000 | 15,648,000 | 32,887,000 |
| Net interest income | 25,293,000 | 54,939,000 | 87,510,000 | 121,670,000 |
| Noninterest income | 1,585,000 | 2,350,000 | 4,691,000 | 6,177,000 |
| Noninterest expense | 20,074,000 | 42,818,000 | 64,841,000 | 87,341,000 |
| Provision for loan losses | 4,000,000 | 7,350,000 | 10,250,000 | 12,200,000 |
| Pretax income | 2,804,000 | 7,121,000 | 17,110,000 | 28,306,000 |
| Income tax | 631,000 | 1,536,000 | 3,409,000 | 5,597,000 |
| Net income | 2,173,000 | 5,585,000 | 13,701,000 | 22,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,218,000 | 388,001,000 | 456,529,000 | 465,871,000 |
| Total capital | 379,530,000 | 414,667,000 | 485,638,000 | 496,222,000 |
| Risk-weighted assets | 2,881,852,000 | 3,274,799,000 | 3,501,954,000 | 3,597,926,000 |