Call reports 2021
THIRD COAST BANK — 2021
What THIRD COAST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,031,037,000 | 2,011,001,000 | 2,080,168,000 | 2,497,555,000 |
| Total loans | 1,692,806,000 | 1,551,722,000 | 1,612,394,000 | 2,068,724,000 |
| Allowance for loan losses | 13,471,000 | 13,394,000 | 15,571,000 | 19,295,000 |
| Securities available for sale | 24,680,000 | 25,991,000 | 26,431,000 | 26,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,818,487,000 | 1,793,801,000 | 1,828,575,000 | 2,149,905,000 |
| Interest-bearing deposits | 1,619,529,000 | 1,599,460,000 | 1,642,414,000 | 1,609,798,000 |
| Noninterest-bearing deposits | 198,958,000 | 194,341,000 | 186,161,000 | 540,107,000 |
| Equity capital | 155,046,000 | 159,403,000 | 192,577,000 | 289,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 25,622,000 | 49,569,000 | 73,941,000 | 100,706,000 |
| Interest expense | 2,484,000 | 4,806,000 | 6,941,000 | 8,971,000 |
| Net interest income | 23,138,000 | 44,763,000 | 67,000,000 | 91,735,000 |
| Noninterest income | 344,000 | 1,439,000 | 2,405,000 | 4,337,000 |
| Noninterest expense | 15,082,000 | 32,750,000 | 50,293,000 | 69,871,000 |
| Provision for loan losses | 1,500,000 | 1,500,000 | 3,823,000 | 9,923,000 |
| Pretax income | 6,900,000 | 11,952,000 | 15,289,000 | 16,278,000 |
| Income tax | 1,449,000 | 2,510,000 | 3,191,000 | 3,419,000 |
| Net income | 5,451,000 | 9,442,000 | 12,098,000 | 12,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,808,000 | 138,954,000 | 171,817,000 | 268,727,000 |
| Total capital | 148,279,000 | 152,348,000 | 187,388,000 | 288,022,000 |
| Risk-weighted assets | 1,146,638,000 | 1,236,371,000 | 1,445,644,000 | 2,128,035,000 |