Call reports 2020
THIRD COAST BANK — 2020
What THIRD COAST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,316,354,000 | 1,827,640,000 | 1,774,652,000 | 1,863,963,000 |
| Total loans | 1,113,524,000 | 1,577,395,000 | 1,593,774,000 | 1,558,437,000 |
| Allowance for loan losses | 8,681,000 | 10,088,000 | 10,086,000 | 11,979,000 |
| Securities available for sale | 4,184,000 | 3,635,000 | 13,413,000 | 25,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,123,284,000 | 1,627,664,000 | 1,563,586,000 | 1,639,065,000 |
| Interest-bearing deposits | 976,912,000 | 1,393,342,000 | 1,407,681,000 | 1,478,068,000 |
| Noninterest-bearing deposits | 146,372,000 | 234,322,000 | 155,905,000 | 160,997,000 |
| Equity capital | 137,176,000 | 140,978,000 | 145,723,000 | 149,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,430,000 | 40,139,000 | 59,353,000 | 81,869,000 |
| Interest expense | 3,676,000 | 6,890,000 | 10,007,000 | 12,745,000 |
| Net interest income | 13,754,000 | 33,249,000 | 49,346,000 | 69,124,000 |
| Noninterest income | 739,000 | 1,405,000 | 2,034,000 | 2,910,000 |
| Noninterest expense | 9,830,000 | 23,284,000 | 34,305,000 | 45,990,000 |
| Provision for loan losses | 550,000 | 2,550,000 | 2,550,000 | 7,550,000 |
| Pretax income | 4,113,000 | 8,820,000 | 14,525,000 | 18,494,000 |
| Income tax | 864,000 | 1,852,000 | 3,050,000 | 3,878,000 |
| Net income | 3,249,000 | 6,968,000 | 11,475,000 | 14,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,968,000 | 125,773,000 | 130,223,000 | 133,340,000 |
| Total capital | 130,649,000 | 135,861,000 | 140,309,000 | 145,319,000 |
| Risk-weighted assets | 1,087,428,000 | 1,074,805,000 | 1,063,902,000 | 1,158,471,000 |