Call reports 2019
THIRD COAST BANK — 2019
What THIRD COAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 832,031,000 | 855,418,000 | 933,854,000 | 926,463,000 |
| Total loans | 704,809,000 | 739,975,000 | 781,118,000 | 808,606,000 |
| Allowance for loan losses | 7,089,000 | 7,300,000 | 7,824,000 | 8,123,000 |
| Securities available for sale | 849,000 | 858,000 | 687,000 | 536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,678,000 | 732,345,000 | 801,354,000 | 810,429,000 |
| Interest-bearing deposits | 666,532,000 | 666,310,000 | 696,866,000 | 692,230,000 |
| Noninterest-bearing deposits | 56,146,000 | 66,035,000 | 104,488,000 | 118,199,000 |
| Equity capital | 77,170,000 | 78,444,000 | 79,665,000 | 83,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,671,000 | 24,033,000 | 36,772,000 | 49,949,000 |
| Interest expense | 3,488,000 | 7,236,000 | 10,943,000 | 14,538,000 |
| Net interest income | 8,183,000 | 16,797,000 | 25,829,000 | 35,411,000 |
| Noninterest income | 265,000 | 598,000 | 810,000 | 1,025,000 |
| Noninterest expense | 6,870,000 | 14,081,000 | 21,289,000 | 29,206,000 |
| Provision for loan losses | 100,000 | 300,000 | 850,000 | 1,625,000 |
| Pretax income | 1,478,000 | 3,014,000 | 4,500,000 | 5,605,000 |
| Income tax | 310,000 | 633,000 | 963,000 | 1,195,000 |
| Net income | 1,168,000 | 2,381,000 | 3,537,000 | 4,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,182,000 | 78,443,000 | 79,662,000 | 83,107,000 |
| Total capital | 84,271,000 | 85,743,000 | 87,486,000 | 91,230,000 |
| Risk-weighted assets | 692,944,000 | 735,584,000 | 763,754,000 | 767,459,000 |