Call reports 2018
THIRD COAST BANK — 2018
What THIRD COAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 725,144,000 | 762,505,000 | 811,340,000 | 845,440,000 |
| Total loans | 633,871,000 | 659,485,000 | 674,197,000 | 688,359,000 |
| Allowance for loan losses | 6,078,000 | 6,673,000 | 6,749,000 | 6,927,000 |
| Securities available for sale | 940,000 | 851,000 | 846,000 | 841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,757,000 | 650,872,000 | 699,392,000 | 736,617,000 |
| Interest-bearing deposits | 541,720,000 | 596,257,000 | 645,442,000 | 681,906,000 |
| Noninterest-bearing deposits | 53,037,000 | 54,615,000 | 53,950,000 | 54,711,000 |
| Equity capital | 63,669,000 | 64,631,000 | 74,520,000 | 75,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,309,000 | 19,380,000 | 30,289,000 | 41,699,000 |
| Interest expense | 1,766,000 | 4,065,000 | 6,936,000 | 10,375,000 |
| Net interest income | 7,543,000 | 15,315,000 | 23,353,000 | 31,324,000 |
| Noninterest income | 475,000 | 914,000 | 1,468,000 | 1,973,000 |
| Noninterest expense | 5,967,000 | 12,388,000 | 19,211,000 | 25,968,000 |
| Provision for loan losses | 650,000 | 1,250,000 | 1,325,000 | 1,500,000 |
| Pretax income | 1,401,000 | 2,591,000 | 4,285,000 | 5,829,000 |
| Income tax | 294,000 | 544,000 | 900,000 | 1,067,000 |
| Net income | 1,107,000 | 2,047,000 | 3,385,000 | 4,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,695,000 | 64,655,000 | 74,543,000 | 75,966,000 |
| Total capital | 69,773,000 | 71,328,000 | 81,292,000 | 82,893,000 |
| Risk-weighted assets | 631,138,000 | 660,418,000 | 680,111,000 | 683,239,000 |