Call reports 2017
THIRD COAST BANK — 2017
What THIRD COAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 567,341,000 | 622,325,000 | 646,114,000 | 672,388,000 |
| Total loans | 493,235,000 | 532,819,000 | 560,960,000 | 600,028,000 |
| Allowance for loan losses | 4,934,000 | 5,384,000 | 5,784,000 | 5,460,000 |
| Securities available for sale | 1,126,000 | 988,000 | 985,000 | 971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,396,000 | 536,470,000 | 557,696,000 | 577,841,000 |
| Interest-bearing deposits | 455,817,000 | 495,495,000 | 509,508,000 | 528,871,000 |
| Noninterest-bearing deposits | 39,579,000 | 40,975,000 | 48,188,000 | 48,970,000 |
| Equity capital | 50,623,000 | 52,419,000 | 56,708,000 | 62,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,797,000 | 14,301,000 | 22,470,000 | 31,332,000 |
| Interest expense | 869,000 | 1,899,000 | 3,166,000 | 4,568,000 |
| Net interest income | 5,928,000 | 12,402,000 | 19,304,000 | 26,764,000 |
| Noninterest income | 364,000 | 816,000 | 1,249,000 | 1,863,000 |
| Noninterest expense | 4,745,000 | 10,047,000 | 15,506,000 | 21,567,000 |
| Provision for loan losses | 338,000 | 788,000 | 1,188,000 | 1,613,000 |
| Pretax income | 1,209,000 | 2,383,000 | 3,859,000 | 5,447,000 |
| Income tax | 411,000 | 810,000 | 1,312,000 | 2,552,000 |
| Net income | 798,000 | 1,573,000 | 2,547,000 | 2,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,627,000 | 52,419,000 | 56,708,000 | 62,574,000 |
| Total capital | 55,561,000 | 57,803,000 | 62,492,000 | 68,034,000 |
| Risk-weighted assets | 495,555,000 | 529,069,000 | 555,169,000 | 604,200,000 |