Call reports 2016
THIRD COAST BANK — 2016
What THIRD COAST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 424,554,000 | 448,092,000 | 471,786,000 | 538,153,000 |
| Total loans | 361,980,000 | 384,320,000 | 408,369,000 | 450,622,000 |
| Allowance for loan losses | 3,956,000 | 3,996,000 | 4,346,000 | 4,596,000 |
| Securities available for sale | 1,176,000 | 1,173,000 | 1,171,000 | 1,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,628,000 | 386,211,000 | 406,022,000 | 469,118,000 |
| Interest-bearing deposits | 320,161,000 | 326,786,000 | 347,027,000 | 430,406,000 |
| Noninterest-bearing deposits | 55,467,000 | 59,425,000 | 58,995,000 | 38,712,000 |
| Equity capital | 39,991,000 | 40,791,000 | 44,485,000 | 47,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,145,000 | 10,422,000 | 16,302,000 | 22,645,000 |
| Interest expense | 629,000 | 1,263,000 | 1,913,000 | 2,728,000 |
| Net interest income | 4,516,000 | 9,159,000 | 14,389,000 | 19,917,000 |
| Noninterest income | 1,889,000 | 2,360,000 | 2,877,000 | 3,767,000 |
| Noninterest expense | 4,471,000 | 8,391,000 | 12,748,000 | 17,205,000 |
| Provision for loan losses | 150,000 | 150,000 | 500,000 | 1,200,000 |
| Pretax income | 1,784,000 | 2,978,000 | 4,018,000 | 5,279,000 |
| Income tax | 606,000 | 1,012,000 | 1,371,000 | 1,800,000 |
| Net income | 1,178,000 | 1,966,000 | 2,647,000 | 3,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,991,000 | 40,788,000 | 44,485,000 | 47,317,000 |
| Total capital | 43,947,000 | 44,784,000 | 48,831,000 | 51,913,000 |
| Risk-weighted assets | 359,659,000 | 382,459,000 | 408,565,000 | 450,794,000 |