Call reports 2015
THIRD COAST BANK — 2015
What THIRD COAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 371,829,000 | 391,310,000 | 404,758,000 | 408,808,000 |
| Total loans | 298,038,000 | 292,277,000 | 320,633,000 | 344,319,000 |
| Allowance for loan losses | 3,714,000 | 3,700,000 | 3,800,000 | 3,806,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,348,000 | 354,934,000 | 367,731,000 | 368,697,000 |
| Interest-bearing deposits | 267,063,000 | 301,357,000 | 312,828,000 | 308,198,000 |
| Noninterest-bearing deposits | 55,285,000 | 53,577,000 | 54,903,000 | 60,499,000 |
| Equity capital | 33,639,000 | 35,372,000 | 35,899,000 | 38,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,061,000 | 8,339,000 | 13,042,000 | 17,700,000 |
| Interest expense | 590,000 | 1,261,000 | 1,957,000 | 2,593,000 |
| Net interest income | 3,471,000 | 7,078,000 | 11,085,000 | 15,107,000 |
| Noninterest income | 393,000 | 694,000 | 929,000 | 1,145,000 |
| Noninterest expense | 2,998,000 | 6,187,000 | 9,818,000 | 13,644,000 |
| Provision for loan losses | 260,000 | 260,000 | 360,000 | 360,000 |
| Pretax income | 606,000 | 1,325,000 | 1,836,000 | 2,248,000 |
| Income tax | 0 | 0 | 0 | -17,000 |
| Net income | 606,000 | 1,325,000 | 1,836,000 | 2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,639,000 | 35,372,000 | 35,899,000 | 38,810,000 |
| Total capital | 37,353,000 | 39,072,000 | 39,699,000 | 42,616,000 |
| Risk-weighted assets | 309,847,000 | 310,617,000 | 330,785,000 | 343,223,000 |