Call reports 2014
THIRD COAST BANK — 2014
What THIRD COAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 298,140,000 | 311,196,000 | 322,753,000 | 351,964,000 |
| Total loans | 232,320,000 | 253,525,000 | 249,134,000 | 279,663,000 |
| Allowance for loan losses | 2,984,000 | 3,250,000 | 3,352,000 | 3,547,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,281,000 | 280,574,000 | 291,293,000 | 319,943,000 |
| Interest-bearing deposits | 229,103,000 | 237,902,000 | 241,094,000 | 259,508,000 |
| Noninterest-bearing deposits | 39,178,000 | 42,672,000 | 50,199,000 | 60,435,000 |
| Equity capital | 29,035,000 | 29,826,000 | 30,594,000 | 31,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,572,000 | 7,285,000 | 11,107,000 | 15,063,000 |
| Interest expense | 524,000 | 1,071,000 | 1,652,000 | 2,251,000 |
| Net interest income | 3,048,000 | 6,214,000 | 9,455,000 | 12,812,000 |
| Noninterest income | 286,000 | 1,313,000 | 1,610,000 | 1,920,000 |
| Noninterest expense | 2,444,000 | 5,113,000 | 7,740,000 | 10,570,000 |
| Provision for loan losses | 406,000 | 1,152,000 | 1,307,000 | 1,843,000 |
| Pretax income | 484,000 | 1,262,000 | 2,018,000 | 2,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 1,262,000 | 2,018,000 | 2,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,035,000 | 29,826,000 | 30,594,000 | 31,020,000 |
| Total capital | 32,019,000 | 33,076,000 | 33,933,000 | 34,567,000 |
| Risk-weighted assets | 257,990,000 | 270,854,000 | 267,073,000 | 295,285,000 |